Holidays are all about relaxing but the consequence of this is often we become a little too relaxed when it comes to paying for goods and using credit or debit cards.

So, treat your card as carefully as you would cash and make sure you carry them securely; money belts are often a good solution. Always keep your eyes on your card when paying for goods and services to make sure your card details are not copied, and check the information on the sales voucher before signing, an easy thing to forget. When using an ATM, shield the keypad when you are typing in your pin number.

Receipts or sales vouchers are the easiest way to prove payment, so make sure these are kept so as to check them against your statement when you return home.