Global Acceptance: ATMs or shops, airports, hotels, shops, museums and tens of millions of other places accept cards around the world. For example, Visa cards are accepted by 24 million merchants around the world.

No Foreign Exchange Hassle: Using a credit or debit card reduces the confusion that sometimes arises in recognising or dealing with unfamiliar currency.

Security: You become less vulnerable to pickpockets and thieves. In case your card is lost or stolen, it can be replaced quickly without causing any financial losses.

Peace of Mind: Gives you freedom to cover unanticipated costs. If you are using debit cards, you can spend only the balance that is available in your bank account, and no interest is charged. In the case of credit cards, you can access the funds and settle it within the grace period to avoid paying interest.

Traveller Benefits: Many banks offer travel accident insurance and emergency assistance, as well as discounts or upgrades on hotels, airlines, car rentals and travel packages.